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Additionally, clients for this sort of plan could have serious legal or criminal histories. It is very important to note that various providers provide a series of issue ages on their guaranteed concern policies as reduced as age 40 or as high as age 80 - best way to sell final expense insurance. Some will certainly also use higher face values, approximately $40,000, and others will certainly allow for better death advantage conditions by boosting the rate of interest with the return of costs or minimizing the variety of years up until a complete death benefit is offered